:root{--navy:#071a33;--navy2:#0b2547;--blue:#2563eb;--soft:#eaf1ff;--ink:#152238;--muted:#64748b;--line:#dce5f0;--bg:#f7f9fc;--card:#fff;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--bg);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
a{color:var(--blue);text-decoration-thickness:1.5px;text-underline-offset:3px}.skip-link{position:absolute;left:-9999px;top:0;background:#fff;padding:.75rem 1rem;z-index:999}.skip-link:focus{left:1rem;top:1rem}
.site-header{background:rgba(7,26,51,.98);border-bottom:1px solid rgba(255,255,255,.1);color:#fff}.nav{max-width:var(--max);margin:0 auto;min-height:72px;padding:0 24px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none;font-weight:750}.brand-mark{width:38px;height:38px;border-radius:10px;display:grid;place-items:center;background:linear-gradient(135deg,#4f8cff,#2563eb);font-size:14px}
.nav-links{display:flex;gap:22px;flex-wrap:wrap;font-size:.95rem}.nav-links a{color:#dbe7ff;text-decoration:none}.nav-links a:hover{color:#fff}
.hero{background:radial-gradient(circle at 85% 15%,rgba(79,140,255,.22),transparent 32%),linear-gradient(180deg,var(--navy),var(--navy2));color:#fff;padding:92px 24px 82px}
.hero-inner{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:1.25fr .75fr;gap:54px;align-items:center}.eyebrow{display:inline-flex;margin-bottom:18px;padding:6px 10px;border:1px solid rgba(255,255,255,.16);border-radius:999px;color:#cfe0ff;font-size:.86rem;background:rgba(255,255,255,.04)}
.hero h1{font-size:clamp(2.45rem,5vw,4.7rem);line-height:1.02;letter-spacing:-.045em;margin:0 0 24px}.hero p{max-width:760px;font-size:1.12rem;color:#cfdbec;margin:0 0 30px}
.hero-card{background:rgba(255,255,255,.075);border:1px solid rgba(255,255,255,.14);border-radius:20px;padding:28px}.hero-card h2{margin-top:0;font-size:1.05rem}.hero-card ul{margin:0;padding-left:1.15rem;color:#cfdbec}.hero-card li+li{margin-top:.5rem}
.badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.badge{padding:7px 11px;border-radius:999px;background:var(--soft);color:#1847a8;font-size:.84rem;font-weight:650}
.section{max-width:var(--max);margin:0 auto;padding:70px 24px}.section+.section{padding-top:10px}.section h2{margin:0 0 14px;font-size:clamp(1.75rem,3vw,2.45rem);letter-spacing:-.03em;color:#10213a}.lede{max-width:800px;color:var(--muted);font-size:1.07rem;margin:0 0 28px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 8px 30px rgba(16,33,58,.05)}.card h3{margin:0 0 8px;font-size:1.05rem}.card p{margin:0;color:var(--muted)}
.callout{border-left:4px solid var(--blue);background:#eef4ff;border-radius:0 14px 14px 0;padding:22px 24px;margin:28px 0}.callout strong{color:#173f91}
.flow{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:24px}.flow div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 12px;text-align:center;font-weight:700;font-size:.94rem}
.doc{max-width:900px;margin:0 auto;padding:58px 24px 90px}.doc h1{font-size:clamp(2rem,4vw,3rem);letter-spacing:-.035em;line-height:1.08}.doc h2{margin-top:2.3rem;font-size:1.4rem}.doc p,.doc li{color:#334155}.doc ul{padding-left:1.4rem}.doc li+li{margin-top:.4rem}.doc .meta{margin:-10px 0 30px;color:var(--muted);font-size:.95rem}
.notice{background:#f1f5f9;border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:24px 0}
footer{border-top:1px solid var(--line);background:#fff}.footer-inner{max-width:var(--max);margin:0 auto;padding:28px 24px 34px;display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;color:var(--muted);font-size:.9rem}.footer-links{display:flex;gap:18px;flex-wrap:wrap}
@media(max-width:820px){.hero-inner{grid-template-columns:1fr}.grid{grid-template-columns:1fr}.flow{grid-template-columns:1fr}.nav{align-items:flex-start;flex-direction:column;padding-top:18px;padding-bottom:18px}}